What's inside
- The numbers: gross and net yield, rental cover at 125% and 145%, stress rates and how to work out your maximum loan, with a worked example.
- Property checks: lease length, EPC band E minimum, licensing and Article 4, condition and low-value lender limits.
- Finance checks: personal or limited company, deposit, fees, early repayment charges and bridging exits.
- Legal and tax: the stamp duty surcharge, Section 24, the Renters' Rights Act and safety compliance.
- A deal scorecard to compare two properties side by side.
Want the numbers worked out for you? Try the deal analyser and the rental yield calculator.