Buy-to-let deal analyser
Start with the property and the rent.
£
£
%
Rough figures are fine. You can change them later.
%
%
%
£
_FREE TOOLS
The numbers lenders check
Most calculators only show a monthly payment. Lenders care whether the rent covers the interest at a stressed rate. That decides how much you can borrow.
_BUILT BY A LANDLORD
Check the deal first
We own and manage rental homes in the North East. We built these tools because the ones we used either hid the maths or wanted an email before showing a number.
- Limited company and personal side by side
- Flags low-value North East property
- Business-purpose finance enquiries welcome
Buying through a company
Why higher-rate taxpayers often borrow more through an SPV, what lenders look for, and the costs that catch people out.
Read the guide
Houses in multiple occupation
Licensing, valuation methods, experience rules and how lenders test room rents.
Read the guide
Four or more properties
What changes when lenders look at your whole portfolio, and the paperwork to have ready.
Read the guideCheap terraces, few lenders
Why a £55,000 North East terrace can be hard to mortgage, and what landlords do about it.
Read the guide
_FAQ
Questions landlords ask
Got a limited company, HMO or bridging deal?
Business-purpose finance enquiries get a reply within one working day.
- No obligation
- Reply within one working day
