Buy to let FAQ

How much can I borrow? has access to thousands of different mortgage packages selected from the country's biggest names in finance. Terms and conditions vary from lender to lender; with the majority offering up to 85% of the property value.

How do I find the right mortgage?

The good news is that we do the hard work; so you don't have to. continually monitors the marketplace to source the best buy to let deals. Our experienced team carefully listens to your needs to ensure that we find the right product for your circumstances. Our mortgage portfolio covers the entire spectrum, from flexible to fixed packages, and our wealth of practical know-how keeps us one step ahead of the competition.

How long will my mortgage take to arrange?

Because we specialize in arranging buy to let mortgages, and carry out much of the paperwork on the lender's behalf, we can complete process in between 20-25 days. Once we have received your online application; you will get a decision in principal within 24 hours. The next step is to supply a written mortgage offer (10-15 days) and another 10 days for completion (depending on your solicitor).

What commission do you charge? charges a standard 1% broker's fee. Arrangement fees are dependant on the lender and the product. All fees are included in any quote that we supply, except legal expenses and property valuation costs.

Are there any additional costs?

If you are new to the buy to let market it's important that you are aware of all costs before you begin. Besides offering competitive mortgages; will prepare a detailed breakdown of your monthly repayments and an analysis of likely returns. We are also happy to provide impartial advice on additional costs, such as: surveyors' reports, legal expenses, Stamp Duty, letting agents' fees, buy to let insurance and Capital Gains Tax.

How do I know I'm in safe hands? is an online trading partner of The Money Centre; the UK 's leading specialist buy to let mortgage provider and a founding member of the National Association of Commercial Finance Brokers.